Our story

At Deck, we reward the 'smart ones': people who only insure what they cannot carry themselves. The waste we take out of insurance together, we give back to you through a competitive premium. Our aim is to banish waste and fraud from insurance. 75% of claims are under €1,000. We do this by going back to the basics of insurance: we are there for claims you cannot bear on your own.

Deck believes in combining online convenience with personal service from advisers. So you can chat with us, and with an adviser instead of a bot. And you can naturally reach us by phone.

Why is the premium lower with us?

Insure only the big bad luck

Your sunglasses stolen, a dent in your car or a broken phone. Do you know you can save if you don't claim these kinds of minor damages from your insurer right away? With Deck, you only insure the breakdowns you really can't afford. This avoids waste and more importantly - you pay a lower premium.

Deck does everything it can to keep your premium low and prevent fraud. To do so, they follow three principles:

All your insurances under one roof

You bring all your important insurances to one party. This is not only convenient, but also results in a competitive premium. Your basic package with Deck includes contents, buildings (if you own your own home and are not insured through the VVE), liability and travel.

An excess of €500, €750 or €1,000

With Deck, you only insure the damage you cannot bear. The rest you pay yourself. The higher your excess, the lower the premium.

Deck repairs where it can.

By not transferring money and repairing the damage, we take work off your hands and don't give high-claimers and fraudsters a chance.

All your private insurance in one package

Via Deck you insure your belongings and those of your family. Depending on your situation, the insurance package includes home contents, buildings, liability and continuous travel insurance. If you want, you can easily add car, moped and motorbike insurance.

The buddies at Deck
We can't do this alone. To carry out our ideas all the way to your phone, we have not engaged the least of parties. May we introduce you:

Risk carriers:
We are working with Nationale Nederlanden, a.s.r. , Rhion and Unigarant. These wealthy risk carriers ensure that the big breakdown can be paid for. They have years of experience in carrying risks.

Voogd & Voogd:
Our 'ground control' that ensures we keep both feet on earth. Voogd & Voogd handles the administration. This party is a rock in the business with over 100 years of experience in insurance. Deck works with Voogd & Voogd because, like us, they are nice and efficient. This is partly because they have a state-of-the-art ICT company that they continue to develop. A perfect match therefore.